Frequently Asked Questions

General Banking FAQ's

Q: Are my deposit accounts FDIC insured?
A: Yes, each depositor is insured to at least $250,000.00

Q: How do I set up direct deposit for my payroll or social security?
A: After your account has been opened, you will receive our routing number and your account number. Provide these numbers to your employer’s payroll department, or your local social security office, to set up your direct deposit.

Q: Is interest paid on my account?
A: We offer many types of accounts that earn interest. Please contact us to determine the right account type for you.

Q: Can I do all of my banking with you?
A: Yes. Thanks to the convenience of Direct Deposit, Debit Cards, Online Banking, Bill Pay, Automatic Transfers, and the Night Depository, everyday banking activities can be performed on your own time.

Q: Can I keep track of my transactions at any time?
A: Yes, with Online Banking, you have access to your account information at any time it is convenient for you.

Q: How frequently is my information updated?
A: Your account information is updated every business day with new transactions that posted to your account the previous day. If we receive any transactions throughout the day we will mark up your account to reflect these pending transactions.