As a local bank in Granger, we know that scammers often try to trick people into giving out their financial information, and that’s why we want to help you stay safe. Today, we’ll talk about some common scams to watch out for, and remind you of a few important things your bank will never ask you.
At Granger National Bank, keeping your money secure is our top priority. If you have any questions, contact us directly or stop by the branch. Our staff is happy to help you.
Common Tricks to Watch Out For
Scammers have no qualms about targeting the finances of who are vulnerable, including seniors. Scammers can be very convincing, but your instincts are often your best defense. If something feels off, don’t be afraid to:
- Hang up the phone.
- Close that email or text message.
- Tell the person at your door that you’re not interested.
Phishing Scams
You might get an email or text that looks like it’s from Granger Bank. It might even have our logo! These messages try to trick you into clicking a link or giving personal information, like your account number or password.
Phone Scams
Scammers can even make it look like they’re calling from Granger Bank’s phone number. They might say there’s a problem with your account and ask for your online banking login or even your Social Security number. Don’t fall for it!
Text Message Scams
Similar to phishing emails, these texts might ask you to click a link to “update your account” or “verify a transaction.” These links can download harmful software onto your phone or steal your information.
Someone Pretending to Be From the Bank
A scammer might even come to your door or call you, pretending to be a bank employee or a government official. They might try to convince you to give them money or personal information for a fake emergency.
Things Your Local Granger Bank Will Never Ask You
Here’s a reminder of some important information we will never ask you for. If you receive any requests for this information, it’s likely a scam!
- Your full Social Security number: We already have this information on file, and we will never ask you to provide it over the phone, by email, or through text message.
- Your online banking login information: This includes your username, password, and PIN. Keep these details private and never share them with anyone.
- Your full account number: We might ask for a few digits to verify your identity, but we will never need your complete account number.
- One-time passwords or codes: These codes are generated to protect your account. Never share them with anyone, even if they claim to be from the bank.
- Personal information via email or text: We will never ask for sensitive information like your account numbers, passwords, or Social Security number through unsecured channels like email or text message.
Don’t trust unexpected calls, emails, or texts asking for personal information. If someone claims to be from Granger Bank, hang up and call us directly at the number on our website.
How to Protect Yourself – Tips from Your Local Granger Bank
At Granger National Bank, we work hard to keep your money and information safe. Remember, stay vigilant, trust your instincts, and never hesitate to reach out to us if you have concerns. We’re always here to help!
