Treasury Services at Granger Bank
At Granger National Bank, we’re your personal and commercial banking partner. We can help you simplify your business finances. We offer efficient solutions to manage cash flow, process payments, and mitigate risk.
Our services include:
- ACH payments
- Wire transfers
- Remote deposit capture
- Bill pay
- Business credit cards
- Commercial loans
Our dedicated team provides personalized support to help you optimize your commercial finances. Contact us today to learn how Granger Bank’s treasury services can benefit your business.
ACH Transactions for Businesses
Streamline your business payments with Automated Clearing House (ACH) transactions from Granger Bank. ACH is a secure and efficient electronic funds-transfer system that moves money between bank accounts nationwide, eliminating the need for paper checks.
While not instant, ACH payments are generally faster than checks, with funds typically available within 1 to 2 business days. Most banks have no minimum or maximum limits, so they are suitable for a wide range of transactions.
The benefits of ACH include:
- Cost-effective: Reduce the costs associated with paper checks, postage, and manual processing.
- Faster payments: Enjoy quicker processing times compared to traditional checks.
- Improved cash flow: Better manage your finances with predictable payment schedules.
- Enhanced security: Reduce the risk of fraud and lost or stolen checks.
- Increased efficiency: Automate payments and eliminate manual tasks.
Currently, our ACH services are managed in-branch by our team, but we are making it available online for our commercial clients. This will allow you to initiate and manage ACH payments anytime, anywhere.
Commercial Wire Transfer Services
When speed and security are essential, wire transfer services deliver. Wire transfers are a reliable way to send or receive funds electronically – domestically or internationally. They are designed to protect your financial information and ensure the safe transfer of funds.
These transfers offer a high level of security with authentication and tracking, so they are ideal for large payments or time-sensitive deals. Funds are typically transferred within one business day, sometimes even within hours.
Wire transfers have cut-off times for same-day processing, and fees may apply for both sending and receiving transfers. Please contact us for current rates.
Remote Deposit Capture for Business Checks
This convenient online service allows you to deposit checks electronically from your office, saving you a trip to the bank and speeding up processing times. Funds are typically available within one business day. This speeds up your cash flow and enhances security by reducing the risk of lost checks.
Online Bill Pay Services
Schedule and pay invoices electronically at our convenience with our online platform. It simplifies payment management for your business bills, allowing you to set up recurring payments, track payment history, and manage vendors all in one place.
Business Credit Cards
Business credit cards are designed to fuel your company’s growth with competitive rates and flexible spending limits. These cards provide convenient access to credit for everyday expenses, travel, and purchasing. It also makes it easy to track your business finances with detailed spending reports.
Commercial Loans to Grow Your Business
Whether you’re purchasing equipment, acquiring real estate, or managing cash flow, we will work with you to find the right financing solution. Count on a local bank that understands local business for all your commercial loan needs.
Partner with Us for All Your Treasury Services
Simplify your business finances with treasury service solutions from Granger National Bank. Contact our team today to learn more.
