Deposit Accounts: Find the Perfect Fit for Your Needs
Whether you’re looking for basic checking or an interest-bearing account, Granger National Bank offers a variety of deposit accounts designed with you in mind.
Checking Accounts
- Regular Checking: Get started with just $100. Simple, no-frills, and reliable.
- Advantage Checking: Ideal for customers aged 65 and older, with waived service fees.
- NOW Checking: Earn interest while enjoying full checking benefits.
- Money Market Checking: A high-balance account offering tiered interest for greater returns.
Each checking account comes with:
- Free online banking
- Free mobile banking
- Free bill pay
- A debit card for convenient, secure transactions
- Cash management and remote deposit capture
Savings Accounts
Our Savings Accounts start with just $100, offering competitive interest rates, compounded and paid quarterly. Choose a savings option that works for your future.
Certificates of Deposit
We also offer Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs), with a range of terms and interest rates to help you plan for long-term financial success.
Compare Checking Accounts | ||||
Checking Accounts | Regular Checking | Advantage Checking | NOW Checking | Money Marketing Checking |
Opening deposit | $100 | $100 | $500 | $1,000 |
Monthly Statement with check images |  | | | |
How to avoid a monthly service charge | $500 minimum balance throughout statement cycle If age 65 & older | N/A – but can be reduced if age 65 & older | $1,500 minimum balance throughout statement cycle | $2,500 minimum balance throughout statement cycle |
Interest earned | No | No | Interest bearing, compounded and paid monthly | Tiered interest bearing, compounded and paid monthly |
Debit card | | | | |
Online banking | | | | |
Bill pay | | | | |
Mobile banking | | | | |
Excessive item fee | More than 50 debits per statement cycle | N/A | N/A | More than 6 debits per statement cycle |
Additional features | Waived debit card fee Free basic checks Free cashier checks $5,000.00 Accidental Death Benefits | Unlimited transactions | ||
*Disclosures are available upon request for all accounts.
